Canada's Mortgage Market Revolution: 30-Year Amortizations & $1.5M Insured Mortgage Cap Explained!
🏠 Big News for Homebuyers! The Canadian government has introduced exciting changes to the mortgage market: 30-year amortizations and an...
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Keith&Jacqueline
Sep 161 min read
Ottawa to Expand 30-Year Amortizations, Raise Insured Mortgage Cap
📢 GREAT NEWS! 📢 🏠 First time home buyers will be allowed to increase their maximum amortization to 30 years, up from 25 years. This is...
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Keith&Jacqueline
Jul 291 min read
Bank of Canada Rate Announcement | What It Means For Your Mortgage
Big News for Homeowners! The Bank of Canada announced a rate drop to 4.5%! Join Christine Kopr, Senior VP of Sales at Sotheby’s Realty,...
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Keith&Jacqueline
Jun 51 min read
The BoC lowered its target for the overnight rate by a 0.25% to 4.75% and will continue its policy of balance sheet normalization.
The BoC lowered its target for the overnight rate by a 0.25% to 4.75% and will continue its policy of balance sheet normalization.
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Keith&Jacqueline
Apr 122 min read
The BoC held its target for the overnight rate at 5% and is continuing its policy of quantitative tightening.
The BoC has now maintained this rate of 5% since July 12, 2023. Inflation still remains sticky but the BoC expects inflation to slow...
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Keith&Jacqueline
Mar 221 min read
Reminder: Declare Speculation & Vacancy Tax by March 31st
Tick-tock goes the tax clock! ⏰ Don't let the March 31st deadline sneak up on you for the Speculation and Vacancy Tax declaration. Act...
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Keith&Jacqueline
Mar 211 min read
Understanding Tax Reporting Rules for Co-Signed Mortgages: A Guide for Parents
Did you co-sign for your child's mortgage? Or do you have a joint bank account with your minor or adult child? New tax rules for bare...
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Keith&Jacqueline
Mar 211 min read
What Today's Inflation Numbers Mean | March 2024
We’re headed in the right direction. Let’s hope for more positive news tomorrow. February's inflation numbers came in lower than expected...
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Keith&Jacqueline
Mar 141 min read
When Will Rates Come Down?
As we all know, the bank of Canada, maintained their overnight rate last week. Economists and the market are predicting that hopefully by...
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Keith&Jacqueline
Mar 61 min read
The BoC held its target for the overnight rate at 5% and is continuing its policy of quantitative tightening.
Today, March 6, 2024, the BoC held its target for the overnight rate at 5% and is continuing its policy of quantitative tightening. The...
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Keith&Jacqueline
Feb 142 min read
Jackie's Mortgage Insights | February 2024
Are you hoping to buy a home or have a mortgage renewal between now and June? Now's the time to act – fixed rates are possibly on the...
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Keith&Jacqueline
Feb 141 min read
Happy Valentine's Day!
Love knows no bounds, and neither does our gratitude. Happy Valentine's Day from our family to yours! Today, we celebrate the bonds that...
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Keith&Jacqueline
Feb 92 min read
Canada job gains double forecasts but wage growth cools
In a surprising turn of events, Canada's job market kicked off the year with a significant surge in employment, doubling forecasts....
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Keith&Jacqueline
Feb 11 min read
Empty Homes Speculation & Vacancy Tax, and Underused Homes Tax Explained
Vancouver Empty Homes Tax Affected Areas: The City of Vancouver Declaration Deadline: February 2nd 2024 The Empty Homes Tax is a...
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Keith&Jacqueline
Jan 251 min read
BoC held their overnight rate at 5% today for the 4th consecutive time.
It’s no surprise that the BoC held their overnight rate at 5% today for the 4th consecutive time. They did, however, suggest that...
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Keith&Jacqueline
Jan 251 min read
Is Now A Good Time To Buy?
Hey, if you’re one of those dumb dumbs who’s always trying to time the real estate market, then I can tell you right now, we’re not gonna...
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Keith&Jacqueline
Jan 51 min read
Canada's job market remained steady in December 2023
Canada's job market remained steady in December, holding the unemployment rate at 5.8%. However, the employment rate dropped to 61.6%,...
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Keith&Jacqueline
Jan 21 min read
2024 Bank of Canada Rate Announcement Schedule
Wondering what's in store for your mortgage journey? Hold onto your mortgage dreams! Save the dates for the game-changing 2024 Bank of...
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Keith&Jacqueline
Dec 6, 20232 min read
The BoC held its target for the overnight rate at 5% & has now maintained this rate of 5% since July
The Bank is continuing with its policy of quantitative tightening. How does this announcement affect variable rate mortgage...
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Keith&Jacqueline
Dec 1, 20232 min read
Canada’s unemployment rate rises again
Signs of slowing economy continue By Fergal McAlinden from MPA Magazine. Canada’s unemployment rate rose to 5.8% in October in a further...
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